Requesting Your Annual Credit Report

As a consumer, you are entitled to receive a free copy of each of your three credit reports once per year. This is a great way to monitor your credit, check for errors, and make sure you aren’t caught by surprise when you go to make a major financial decision.

You might want to pull all three of your credit reports at once, or spread out pulling each of your three reports (from TransUnion, Experian, and Equifax) over the course of the year. Whichever you choose, requesting a copy of your credit report is easy. You can:

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281.

Remember: Only your report is free! Avoid requesting your official FICO score, which comes with a fee.

If you pull your credit reports, please bring them to your next Compass appointment! Your coach will be happy to help you read your report and get a more complete picture of your credit.