Dreams Deferred presents a snapshot of the racial wealth divide in the United States today, looking at the current state of household wealth, income, homeownership, debt, and other economic factors. It also reviews long-term trends that led to this current moment, as well as, the historical policies and contributors to this deepening divide.
This report contains the main findings from the research that comprises the 2018 Prosperity Now Scorecard. It is a departure from the tone and format of our past Scorecard reports, but a necessary departure if we are to make a meaningful contribution to current national and state policy discussions.
Through a six-month process of deep learning convened by the Boston Fed and facilitated by external consultant Cynthia Silva Parker, senior associate at the Interaction Institute for Social Change, the working group studied the root causes of racial wealth inequalities, prioritized possible solutions, and created a shared agenda.